If something bad happens to your car, what would you do? From small scratches, medium dent, or even bad collision can happen to our car. Of course we need money to cover the recovery cost. It is not a problem if you have a big fortune. But how about the common people? That is why we need auto insurance to start with.

There are many types of auto insurances available today on the market. If it is related to collision, there are two types of insurance: liability insurance and collision insurance. What is the difference between the two ? If you are the cause of the accident, liability insurance will only cover the cost of repairing the damages to the other driver's vehicle, so if you also want to cover yours, then you must have collision insurance. You can find out many more types and tips about auto insurance at American Car Quotes.